About the opus card

 

What is opus?

A helping hand, right when you need it, opus is one card for all your credit essentials. From money transfers that give you access to cash from your credit card. To helping you build your credit rating when you manage your finances well.

Find out more about the opus card >

 

Applying for an opus card

 

What do I need to know before I apply for an opus card?

Before you apply for your card, make sure you:

 

Check if you’re likely to be accepted before you apply for an opus card

Why not run your details through our FastCheck eligibility checker before you apply?

Find out more about FastCheck>

You’ll find out quickly how likely you are to be accepted for the card, and your credit rating won’t be damaged.

Check your eligibility with FastCheck now >

 

I don't have a job at the minute. Can I apply?

You can still apply if you:

Please note that we won’t be able to accept an application from you if you’re unemployed.

 

I've recently had my application for another credit card declined. Can I apply?

Yes, you can apply.

It doesn’t matter if you’ve been refused credit in the past, at opus we’ll take a close look at your situation to see if we can give you the credit you need and can afford.

If you’re worried about your credit rating, why not run your details through our FastCheck eligibility checker before you apply?

You’ll find out quickly how likely you are to be accepted for the card – and your credit rating won’t be damaged.

Check your eligibility with FastCheck now >

 

I've never had a credit card before. Can I apply?

Yes, you can.

Applying for an opus card and managing it well is a great way to start building your credit history.

 

How can I apply for an opus card?

 

​Apply online

It’s quick and easy and you’ll get a response in minutes. Just remember that you must be aged 18 or over and resident in the UK for us to consider your application.

 

Apply now >

If you’re worried about your credit rating, why not run your details through our FastCheck eligibility checker before you apply? Click here to find out more about FastCheck.

You’ll find out quickly how likely you are to be accepted for the card – and your credit rating won’t be damaged.

Check your eligibility first with FastCheck >

 

Apply by post

If you’ve got a paper application form you can either:

Send it to:

opus card applications
PO Box 266
Sheffield
S98 1QW

 

My application for an Aqua/marbles card was rejected. Can I apply for an opus card?

We think it’s a good idea to wait until your personal situation changes so that you have a better chance of being accepted.

You can see how your credit status is improving by accessing your credit report – visit Money Advice Service and find out more on how you can access your credit report.

If you’re situation improves but you’re still worried about your credit rating, why not run your details through our FastCheck eligibility checker before you apply?

You’ll find out quickly how likely you are to be accepted for the card – and your credit rating won’t be damaged.

Check your eligibility with FastCheck >

 

I haven’t received my opus card. How long should it take to arrive?

Once we’ve approved your application we’ll send out your credit card. Please allow up to 14 days for it to get to you.

If you’ve been waiting longer than this, please call our customer services team on 0333 414 1077*. 

*Calls may be recorded and monitored for training and security purposes and to help us manage your account. Calls to 0333 numbers will be charged at a standard national rate. Call costs from mobile companies and operators may vary so please check before calling.