COVID-19: Supporting our customers

Our call centres are currently limited in the number of services it can offer and the times we are open. We ask you only call if you need urgent assistance so we can help our most vulnerable customers. You can visit the FAQs for further support.

If you are experiencing temporary difficulties in making your payments due to COVID-19 and need to defer any payments, please login to your Online Account Manager for more information, or see the FAQs

One card for all your credit essentials

  • Move cash into your bank account with Money Transfers (Fees and Terms apply)
  • Starting credit limit of £250 to £1,200
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Don't Forget

If you don’t make payments on time or stay within your credit limit, you’ll pay extra charges and getting credit in the future may be more expensive and difficult.

Move cash straight into your bank account

When only cash will do, a money transfer is the smart way to access cash from your opus credit card. It’s quick and easy to arrange. And it can be cheaper than taking money out from a cash machine.

Everything you need to stay in control

We know what life’s like. So we’ve created a credit card that helps you manage yours. From money transfers to text reminders that help you stay on track, we’re here to keep you moving from one day to the next.

Who we are

At opus, we’re all about keeping things simple. Find out more about what makes us tick.

Check your eligibility

We can let you know whether you’re eligible without impacting your credit rating. It’s super easy and you’ll get a response in less than 60 seconds.

Use with Apple Pay

You can make fast and secure purchases online, through apps or in-store. Add your opus card to Apple Pay to start making purchases instantly with your Apple devices. For detailed set up and instructions visit, How to set up Apple Pay.

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£250 - £1,200 Credit limit

We’re here to help you stay on track. So we won’t offer you more than we think you can afford.

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Flexible payment dates

If you need to, you can change the date your card repayments are due, up to three times a year.

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Check your eligibility

Find out if you’re likely to be approved or declined, before you apply. And using our FastCheck tool won’t harm your credit rating.

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Text reminders

We‘ll send you a text alert when your next payment is due. Or if you go over your credit limit.