Status Disclosure

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are companies registered in England and Wales with registered numbers are 7297722 and 4134880 respectively. They form part of the NewDay group of companies. The registered office for these companies is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are authorised and regulated by the Financial Conduct Authority (FCA) with numbers 690292 and 682417 respectively. NewDay Ltd is also authorised by the FCA under the Payment Services Regulations 2009 (ref no: 555318) for the provision of payment services. opus is a trademark of NewDay Cards Ltd, which is used under licence by NewDay Ltd.

Internet Terms and Conditions

Please read these conditions carefully before using this website ("the Site"). In these conditions "we", "us" and "our" means aqua and "you" means the individual using the Site. We may change these conditions at any time without notice.


The entire content of this Site is subject to copyright with all rights reserved, and the information contained on it is for your personal use only. You aren't allowed to download, transmit or modify any part of the Site without our prior permission.

Third Party Products and Services

Where we provide links to other people's sites we aren't endorsing their products or services. Your use of these links is entirely at your own risk and we can't accept responsibility or liability for the content, use or availability of these sites. We haven't checked the content of these sites. This Site may also contain some material provided by third parties and we can't accept responsibility or liability for the accuracy of that material.

You aren't allowed to link any other website to this Site without obtaining written consent from us in advance.

No Warranty

Although we've taken all reasonable care to make sure that the information provided on this Site is accurate, we give no warranties of any kind, express or implied, about its accuracy or completeness.

No Liability

We won't be liable for any damages or direct or indirect loss in connection with your use of, or inability to use the Site or any failure or delay by us in performing our obligations. This includes any loss of profit, income or business opportunity together with any loss arising from any computer virus or system failure. We may modify, withdraw or suspend the Site or any part of it without notice at any time.

Governing Law

English law governs these conditions and you agree that the English Courts will have exclusive jurisdiction to determine any matter or dispute arising out of this Site and these conditions. This Site is only intended for use by individuals in the UK. If you choose to access this Site from any other locations, it's your responsibility to comply with all applicable local laws.